Factoring in energy when granting mortgages

Banks will have to factor in energy-related information when granting personal loans : such is the main conclusion drawn from a study carried out by The Shift Project on household energy expenditure. The evolution of the cost of energy will directly impact households, at a level which will vary according to the setting (urban or rural). Highlights of the study are presented by Cédric Ringenbach and Jérôme Courcier, respectively Director and member of the board at the Shift, in an article published in the French monthly “Banque”.

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This article is available in French only at the moment. Please email communication(a)theshiftproject.org if you have any questions or comments.